Terms & COndition

Effective Date: October 2025
Last Updated: October 2025

Welcome to www.samfemi.com (“the Site”), operated by Seamless Life Digi-Africa Ltd (“we,” “us,” or “our”).

By accessing or using this website, you agree to comply with and be bound by the following terms and conditions. Please read them carefully. If you do not agree, please do not use this site.

 

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1. Acceptance of Terms

By using this Site, you confirm that:

• You are at least 18 years old or have legal parental consent.
• You agree to follow all applicable laws and these Terms of Use.

We may update these Terms at any time without prior notice. Continued use of the Site means you accept any updated terms.

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2. Use of Our Website

You agree to use this website only for lawful purposes and in ways that do not infringe on the rights of others or restrict their enjoyment of the Site.

You may not:

• Attempt to gain unauthorized access to our systems or data.
• Use the Site to distribute spam, malware, or harmful content.
• Copy, scrape, or reproduce content without prior written permission.

 

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3. Intellectual Property

All content on this Site—including text, images, videos, graphics, logos, downloads, and brand materials—is the property of Sam Femi / Seamless Life Digi-Africa Ltd and is protected by copyright, trademark, and intellectual property laws.

You may:

• View and share content for personal, non-commercial purposes with credit to Sam Femi.

You may not:

• Modify, reproduce, or redistribute materials for commercial use without explicit written consent.
  
  
  

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4. Products, Services, and Content

From time to time, we may offer digital products, resources, courses, consulting, solutions, frameworks or other services.

We reserve the right to:

• Modify or discontinue any offering without notice.
• Refuse service or terminate access to any user who violates these Terms.

All product prices, features, and descriptions are subject to change.

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5. Payment and Refunds

Payments made through our website or trusted partners (e.g., Paystack, Stripe) are processed securely.

Unless stated otherwise, all digital sales are final and non-refundable due to the instant delivery nature of online content.

For exceptions or refund-related issues, please contact info@samfemi.com.

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6. Links to Third Parties

This Site may contain links to external websites or services we do not control. We are not responsible for their content, policies, or practices. You use them at your own risk.

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7. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your data.

By using this Site, you consent to the collection and use of information as outlined in our Privacy Policy.

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8. Disclaimers

The content on this Site is provided for educational and informational purposes only.
We make no guarantees about the accuracy, completeness, or suitability of any information or services offered.

You are solely responsible for any decisions or actions taken based on our content. We are not liable for any loss, damage, or outcome resulting from the use of this Site or its materials.

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9. Limitation of Liability

To the fullest extent permitted by law, Seamless Life Digi-Africa Ltd, its directors, employees, or affiliates shall not be liable for:

• Any direct, indirect, or incidental damages arising from your use of the Site or its content.
• Losses due to errors, interruptions, or data breaches beyond our reasonable control.

 

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10. Termination

We may suspend or terminate your access to the Site at any time, without notice, if we believe you have violated these Terms or engaged in unlawful activity.

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11. Governing Law

These Terms are governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria.
Disputes arising under these Terms shall be subject to the exclusive jurisdiction of Nigerian courts.

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12. Contact Us

For any questions, concerns, or requests regarding these Terms, contact us at:Seamless Life Digi-Africa Ltd
Email: support@samfemi.com
Website: www.samfemi.com